Northern1 provides insurance for individuals, families, corporates mainly distributing through insurance brokers in the European Union.



Northern1 Insurance Focus

Cavitas Dental Insurance

Corporate dental insurance provides employees with coverage for dental care as a part of their benefits package. It often covers regular check-ups, procedures, and treatments, promoting oral health. Companies offer it to attract and retain talent, emphasizing holistic well-being.

Keyman insurance

Keyman insurance is a policy taken out by a business on the life of a crucial employee, safeguarding the company against potential losses from their absence. The benefit is paid to the company if the insured individual dies or becomes incapacitated. It ensures business continuity and offsets potential financial disruptions.

Life Insurance

Life insurance provides a financial payout to beneficiaries upon the policyholder’s death. It serves as a protective measure against financial strain, ensuring loved ones’ security. Coverage types vary, from term to whole life, each with unique benefits and durations.

Loss of Licence

Loss of license insurance compensates professionals, often pilots or mariners, if they’re medically unfit to continue their duties and lose their professional license. This coverage provides financial security during the transition. It’s vital for those whose livelihoods depend on maintaining specific certifications or licenses.

Insurance Product specific for Pension plans in Denmark only, sold exclusively via Pension Insurance Brokers.

Gadget & Mobil Warrenty

is a type of coverage that provides additional protection for electronic devices such as smartphones, laptops, tablets, cameras, and other gadgets beyond the manufacturer’s warranty period.

Payment Excemption

Payment exemption refers to a waiver from making a required payment, often due to special circumstances or qualifications. This can be applied to taxes, fees, or debts, depending on the context. Exemptions help individuals or entities facing financial hardships or meeting specific criteria.

Motor Guarantees

Also known as motor warranties or extended vehicle warranties, are insurance products that provide coverage for unexpected mechanical or electrical failures in a motor vehicle beyond the manufacturer’s warranty period


Cyber fraud insurance provides coverage against financial losses resulting from electronic threats and attacks. This protection encompasses data breaches, ransomware, phishing, and other online malicious activities. Businesses and individuals can benefit by safeguarding assets and ensuring continuity in the digital age.

Professional Indemnity

Professional Indemnity (PI) insurance covers professionals against claims of negligence or mistakes that lead to financial loss for their clients. It addresses legal costs and any compensation owed. Essential for consultants, advisers, and service-providing professionals, it upholds their reputation and financial stability.

Expat Health Individual

Expat Health Individual insurance provides medical coverage for expatriates living abroad. Tailored to the unique health risks and needs of global citizens, it ensures access to quality healthcare while away from one’s home country. Coverage can include hospitalization, outpatient care, and medical evacuation.

Expat Health Corporate

Expat Health Corporate insurance offers comprehensive medical coverage for employees stationed abroad. Designed for businesses with international operations, it ensures the well-being of staff outside their home countries. This promotes retention and supports duty of care obligations for global companies.


Serving insurance industri since 1999

Operating as a broker, Northern1 collaborates with the industry’s most reputable insurance providers, ensuring flexibility and swift responses in order to maximize our clients’ solutions in terms of cost-efficiency and coverage quality.

Northern1’s genuine dedication is embodied in its meticulously selected niches, which mirror the fundamental skills and substantial experience of its leadership team.

Why to select Northern1

We are dedicated to delivering a highly streamlined and disruption-free service experience in a multitude of languages. Our diverse linguistic capability encompasses Danish, Swedish, Norwegian, Finnish, Estonian, Latvian, Lithuanian, Russian, Polish, German, English, French, Spanish, and Portuguese, underpinning our commitment to breaking down barriers and facilitating effortless communication.

Insurance Markets


We have put together some of our most frequently asked questions to help make your experience with us easier. Don’t forget, you can always get in contact with us if your query still needs answering.

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Who are Northern1?

At Northern1 International Insurance Brokers OU, we pride ourselves on being a team of insurance experts with a wealth of experience. Since 1999, we have been providing insurance solutions for Individuals, Families, and Corporates in the European Union. Our primary distribution channel is through Insurance Brokers, ensuring that our clients receive personalized and tailored insurance options to meet their specific needs. With a commitment to excellence and a focus on customer satisfaction, we strive to deliver the best insurance solutions for our clients. Trust for all your insurance needs.

Who is the underwriter for Northern1 insurance products?

At Northern1 International Insurance Brokers OU, we take pride in working with a diverse network of international capacity providers. By collaborating with these providers, we ensure that our underwriting process benefits from their extensive knowledge, experience, and licensing. This enables us to effectively handle and mitigate all the risks associated with our insurance products. Rest assured, we prioritize utilizing relevant expertise to offer you the best insurance solutions. – your trusted partner in securing your future.

Are Northern1 regulated?

At Northern1 International Insurance Brokers OU, we take pride in being authorized and regulated by the Financial Supervision Authority (FSA). With firm registration number 12806139, our commitment to providing quality services is validated. Operating under the permissions granted by the FSA under the Insurance Activities Act 2004, our credibility is readily verifiable on the FSA’s register at or by contacting the FSA at +3726680500. Rest assured, Northern1 International Insurance Brokers OU holds the rights to act in all EU member states and Iceland. Trust us as your reliable partner in securing your future.

Northern1 credit rating

Northern1 CPD certificates